We married in 2012. I believe our current financial status is partially a result of the timing of our engagement and marriage. The housing market had bottomed out in the Bay Area and the timing was such that as we bought, we rode the wave of appreciation for the last eight years. The same happened with the stock market. However, intentionality, goal-setting and monitoring our expenses played a crucial part in growing our wealth and using the bull markets to our advantage. This blog is to share our experiences and to give insight into strategies that have worked for us. We have not hit our absolute FI Number in liquid investable assets yet, for the standard of living we would like to have, but we are well on our way. This blog explores where we've been and will explore and analyze strategies to continue to the finish line.
The commencement of our intentionality is when the wealth really began to grow. As we witnessed this by tracking our expenses and net worth, we realized what is possible and were encouraged to continue our pursuit. The goals change: as we meet one, it's time to move forward to another (first, pay off all debt and the mortgage, then max out retirement accounts until we reached 1 million invested in the stock market, next, move on to real estate and other passive income streams, etc).
This website is not financial advice for you. It is merely a recounting of our own experience and a retelling of how it happened. Times change and personal finance should be different for everybody. Everyone's circumstances and, thusly, needs will vary. Hopefully this blog will be encouraging for others in that financial security and, ultimately, freedom are achievable.
Shoot for the stars! You just might land on the moon.
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